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See what Insurance Solutions can do for you - Kathleen Graberg

We offer all types of Life policies to protect you always
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Discuss with us all the options available so you can start planning your "Life" Policies for you and your family

LIFE INSURANCE

Insurance can be confusing and it’s hard to know what you really need or want. But here are five very good reasons why you need life insurance.

As we grow older, get married, build families and start businesses, we come to realize more and more that life insurance is a fundamental part of having a sound financial plan. Depending on your type of policy, life insurance is fairly cheap, which means there’s no excuse not to get coverage now. Plus, over the years, you’ll find comfort in knowing money will be available to protect your loved ones in the event of your passing. Here are a few other reasons why having life insurance is important.

Why you can't delay Life Insurance

Lot's of people tend to delay Life Insurance and hope the day comes they never have to deal with the unexpected. However sadly things do happen when we least want or expect it so its important to be prepared.

To Protect Your Family & Loved Ones

To Leave An Inheritance

To Add More Financial Security

To Bring Peace Of Mind

To Pay Off Debts & Other Expenses

5 Good Reasons To Start Today ..

TO PROTECT YOUR FAMILY AND LOVED ONES

  • If your loved ones depend on your financial support for their livelihood, then life insurance is a must, because it replaces your income when you die. This is especially important for parents of young children or adults who would find it difficult to sustain their standard of living if they no longer had access to the income provide by their partner. You will also need to provide enough money to cover the costs of hiring someone to cover the day-to-day household tasks, like cleaning, laundry, cooking, childcare and everything else a growing family needs.

TO LEAVE AN INHERITANCE

  • Even if you don’t have any other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries. This is a great way to set your kids up for a solid financial future and provide for any monetary needs that will arise.

TO PAY OFF DEBTS AND OTHER EXPENSES

  • In addition to providing income to cover everyday living expenses, your family needs insurance to cover any outstanding debts, like the mortgage, credit cards and car loans. Other expenses include funeral and burial costs that can easily run into the tens of thousands of dollars. You don’t want your spouse, parents, children or other loved ones to be left with any extra financial burden in addition to the emotional burden they’re already suffering.

TO ADD MORE FINANCIAL SECURITY

  • Like most parents you probably want to know your kids will be well taken care of when you’re gone. You not only want them to get a quality college education, but to provide for other life ventures like getting married or starting a business. For this reason, additional coverage is absolutely essential while your kids are still at home.

TO BRING PEACE OF MIND

  • We can’t know when we’ll pass away. It could be today, tomorrow or 50 years from now, but it will happen eventually. No amount of money could ever replace a person. But more than anything, life insurance can help provide protection for the uncertainties in life. Without a doubt, having life insurance coverage will bring you and your family peace of mind. It’s one thing you can be sure of and you’ll no longer have to question whether they’ll be taken care of when you’re gone. Life insurance protects your heirs from the unknown and helps them through an otherwise difficult time of loss.

FINAL EXPENSE INSURANCE

What Is Final Expense Insurance?

Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expensesFinal expense insurance is also known as burial insurance. Unfortunately, even bare-bones funerals can cost thousands of dollars. Make sure you are covered and discuss these future securites with us today!